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Pelvic Organ Prolapse – Symptoms and Causes

Pelvic Organ Prolapse (POP) is a common health condition that affects approximately 30% of the women between 20 and 59 years of age, according to a study published by the National Center for Biotechnology Information.

The best gynecologist hospital in Bangalore can treat POP and it can be completely wiped out with timely intervention. For that, it is crucial to be aware of the symptoms and causes of this condition.

Symptoms of Pelvic Organ Prolapse

The first sign of a prolapse is a bulge on the vagina. This is caused when the ligaments holding the pelvic organs weaken and the organs drop lower in the pelvis. The bulge can be seen and felt quite significantly. This does not pose any health risk as such but can be quite uncomfortable.

Other signs include pressure in the pelvic zone, troublesome urination, pain in the lower back, continuous constipation, a feeling of fullness and discomfort in the pelvic area, difficulty in inserting condoms and tampons, uncomfortable bowel movements, bleeding from the vagina and urine leakage.

All the symptoms depend on the organs that drop. For example, in case of the bladder, urine might leak, while constipation might occur in case of rectum shift.

Causes of Pelvic Organ Prolapse

POP can occur due to anything that exerts pressure on the pelvic floor. Risk factors include:

Aging

About 37% women suffering from POP are in between 60 and 79 years. Women aged 80 and above have the highest chance of being affected.

Natural Childbirth

Pregnancy, labour and vaginal childbirth are common causes of POP. Birthing can put a strain on the pelvic area. The chances are higher in case of multiple births. However, you can also be affected if you have gone through C-section or never had a child.

Genetics

Family history can play a role when it comes to pelvic organ prolapse.

4. Straining

Excessive body fat, particularly in the abdomen area, puts pressure on the pelvic region. Apart from this, continuous coughing and excessive pushing during bowel movements can affect the area.

5. Lack of Estrogen

Women tend to experience a drop in the hormone estrogen during and after menopause. This is one of the main causes of pelvic organ prolapse.

Apart from these, pelvic organ cancer and hysterectomy can also lead to the disorder.

How to Prevent Pelvic Organ Prolapse
While certain factors are completely out of our control, some measures can reduce the likelihood of the disease. In case you are overweight, try to follow a strict, low fat diet. Avoid anything that can induce chronic coughing, like smoking. Try not to overlook constipation and treat it as quickly as possible. Lastly, try to exercise daily to strengthen the muscles.

Doctors can diagnose a pelvic disorder through ultrasound, MRI scans and urinary tract X-rays. Make sure you visit the best gynecologist hospital in Bangalore for treatment and care.

5 Arijit Singh Songs that make you cry

Arijit Singh has become a singing sensation of the country and an idol to the young artists. Although fame took time to find this versatile singer but since his most popular song Tum Hi Ho from the movie Aashiqui 2, Arijit Singh never looked back.

The singer has such a gifted talent and unique voice that goes straight to your heart. Over the years he has given a variety of songs from the party, romance to emotional and heartbreak. No doubt, whenever someone talks about Bollywood romantic or sad songs Arijit Singh’s name, comes to our mind.

So here are the five intense and sad songs by Arijit Singh that will bring tears in your eyes every time you listen to them.

Agar Tum Saath Ho – Tamasha

This song from the film Tamasha created more buzz from the film itself. The song was a treat to the Bollywood music fans with Arijit Singh dueting with one of the singing legends of Bollywood, Alka Yagnik. The song beautifully portrays the emotions and pain of learning to be happy without someone you have become so attached to. The way Arijit Singh has poured emotions in this song definitely brings tears in our eyes.

Channa Mereya – Ae Dil Hai Mushkil

Though the memes may have stopped, people haven’t stopped humming this song since it was released. The beauty of the song is it makes you cry no matter what mood in you are – sad or happy. It really captures the pain of one-sided love and seeing someone else taking them away in front of your eyes. If you are listening to this song through your break-up be warned you are in it for intense and emotional.

Humdard – Ek Villain

This is actually an intense and sweet song about having someone by your side. This pleading number feels even more touching to listen to thanks to Arijit Singh’s intense vocals. The perfect song to listen to or play for someone special in your life.

Humaari Adhuri Kahani – Humaari Adhuri Kahaani

Ah, this is a hardcore breakup song from the film Hamari Adhuri Kahani. There’s not much to say about the movie but this song sung by Arijit Singh hit the last chord of the pain you feel of your interrupted love story.

Tujhe Kitna Chahne Lage Hum – Kabir Singh

If you want your someone special to know much you love them, play this song from the movie Kabir Singh. This certainly has become a lover’s anthem is probably going to stick in everyone’s mind for a while.

So which song did you like the most? Add these songs to your playlist and enjoy listening to them whenever you want.

Here’s a detailed outline of Cash Management Process Flow

Cash management predominantly is a process of collecting and managing cash flows. It is crucial for companies to follow this process to maintain overall financial health. When it comes to business, companies must maintain their financial stability.

While it is true that cash management is essential, not many know what exactly happens in this management process.

Below, we give you a detailed outline of the cash management process. This article will also attempt to tell you why knowing this process important.

Cash Management is divided into three main stages, namely:

Set-up
Transaction processing
Accessing data

In the following section, let’s take a closer look at how cash management is set up and how the application used to process transactions and generate reports.

The Set-up

Businesses are expected to set up a banking structure. While setting this, as a business, you have to consider what company structure is. Eventually, you will have to decide the currency in which your company will conduct all the business transactions. Once this is done, here’s what comes next:

Set-up Currency (CU):

This part of the set-up is crucial as this will help you attain currency codes. In case, your company operates in multiple currencies; then as a business, you will have to define currency exchange rates and currency relationships.

Set-up General Ledger (GL):

The next step is to define at least one general ledger company. This ledger will include the accounts you will post to.

And finally, once these steps are done, you need to set up bank accounts and create a relationship between the company and the cash codes that it will use for future transactions.

Apart from this, you need to mention the payment types that the business will use in:

Accounts Payable (AP)
Accounts Receivable (AR)
Cash Management (CB)

As a safety measure, in the set-up process financial institutions also recommend that you set up

Bank transfer tables
Cash deposit process levels
Cash receipt categories
Payment categories
Charge codes
Payment form codes

The Transaction Processing:

Cash management transaction processing consists of integrating your company’s bank accounts and retaining bank account balance information. Once your company’s bank accounts are merged, you can easily eliminate the chaos of the payments generated by the Accounts Payable application, reconcile accounts receivable and other bank transactions, transfer funds between bank accounts, and enter cash receipts. Then, call you to have to do is release the bank transactions for posting to the General Ledger application. When the company releases the transactions, bank account balances are updated.

The Data Accessing:

The last stage in the process is accessing the data. In this stage of cash management, you can generate reports on bank transactions and transaction history, cash receipt deposits, and fund transfers for a cash code, and cash account activity. Here, as a company, you can also access programs offered by Cash Management to view transactions.

This helps you to comprehend account balances by a period; bank accounts balances in an alternate currency and specific types of bank transactions for a cash code.

While cash management service providers carry out all these stages efficiently, considerable involvement is required from the company too. Hence, it is crucial to understand the cash management process flow.

What to choose a gold ETF or gold fund?

One can invest in Gold by either buying it physically or by investing in them through Gold Funds or Gold ETFs). Among the other gold investment procedures, Gold ETF and Gold funds are the better options for investment as it simplifies the process of buying Gold. However, investors usually get confused between the two gold investments. In this article, we will discuss Gold ETF and Gold funds so that you can make a better decision.

Gold ETF – Gold ETF is a commodity ETF basically having one asset that is Gold. An exchange-traded fund is like individual stocks which are traded on an exchange in a similar manner. If you invest in gold ETF, you don’t actually own gold in any form rather you will get the equivalent cash. Gold ETFs are invested in 99.5 per cent of gold purity. Gold ETFs are managed by fund managers who daily track the price of gold and physically trade gold to get the returns. Gold ETFs offer higher liquidity to both sellers and buyers.

Gold funds – Gold Funds is one of the variants of Gold ETF. These are the schemes that invest in gold-related assets and ETF. Gold mutual funds do not directly invest in physical Gold; rather, it is an indirect investment on Gold.

Difference between Gold funds and Gold ETFs

Gold funds and Gold ETF both are managed by mutual fund providers and help the investors to invest in gold without having to keep the gold physically. However, there are some differences knowing which an investor can make a better decision.

Gold funds do not need a Demat Account for the investment. Investors can invest in Gold funds through SIP, which is not possible with ETF. Gold ETF also has a higher exit load than the Gold funds.

Gold ETF needs a Demat account to invest along with a broker through which you can sell and buy them. Gold ETF has the equivalent value of the physical gold. On the other hand, Gold funds are issued, keeping the Gold ETFs as an underlying asset. Gold ETFs units are traded on exchanges, which is why they offer good liquidity and price to both buyers and sellers. This liquidity keeps on varying in fund houses making liquidity an important factor to consider while investing in Gold ETF.

Gold fund in India needs a minimum investment amount of Rs.1000, whereas gold ETF needs 1 gm of gold as a minimum investment. As listed in the stock exchange, Gold ETFs are traded with no SIP constraints and exit loads which allows the investors to sell them at any time during market hours. On the other hand, Gold funds are not traded in the market so they are sold /bought on the basis of NAV. In addition, Gold ETFs have lower management expenses than Gold funds. It depends on the investors to invest in the avenue that is best suited to him.

Maruti Suzuki S-Presso the best among the best

Maruti Suzuki launched the concept of its latest model S-Presso in 2018 Auto Expo. Since then this mini cross hatchback has lured millions of customers to the showrooms across the country.

With the positive reviews both from the critics and the customers, Maruti Suzuki S-Presso is pitted against the Datsun Redi-GO and Renault Kwid.

Here’s what makes S-Presso stand out among in the market and on the road:

Fuel efficiency

Maruti Suzuki cars are known for their fuel efficiency and engine performance, and you can expect no less from their latest model S-Presso. The SUV comes with a 1.0-litre K10 engine that lives up to the upcoming BS-VI emission norms. The engine can be paired with AGS and manual transmission.

As for the engine power, The SUV churns out 68 PS of power along with 90 Nm of torque. The S-Presso offers excellent fuel efficiency with 21.4 Kmpl of mileage.

2. Best-in-class safety

With more than 10 safety features, you can now enjoy driving this beast on long drives with your family or hit off-terrain adventures with your friends. Its best-in-class safety features include a fifth-generation Heartect platform along with powertrain complying BS-VI emission norms.

Other safety features include dual air-bags, driver-side airbag, optional air-bag for the passenger side, rear parking sensor, and speed-sensing door locks.

3. Modern design and premium features

While the S-Presso is an ACE in both engine performance and safety measures, you get amazing features in the cabin as well. Enjoy using a touchscreen infotainment system with Maruti’s Smartplay smartphone connectivity.

There’s more; the S-Presso also comes packed with steering mounted audio controls, manual air-conditioning, and power windows. The company has kept S-Presso price aggressive through its variants. No wonder customers are attracting more towards Maruti Suzuki S-Presso for its power-packed performance, rugged looks and rich features in competitive prices.

4. Customization packages

What else would we want from the best among the best SUV? Well, customization packages to style your car the way you want!

Maruti Suzuki came with amazing styling packages along with four trims – Expedition and Energetic.

Under these packages, you can choose seat covers, external claddings, and skid plates, among other features and accessories to your car. The company also offers alloy wheels, bumper and grille garnishes, also the aftermarket infotainment systems. So the customers get various options to customize their car however they want at the time of purchase. With the S-Presso price range of Rs 3.69 lakh to Rs 4.91 lakh, you get a complete power package at affordable prices. If we consider all the upgrades and options, the SUV still costs only around Rs. 6 lakhs, which is one mean SUV option to Indian car buyers at affordable prices.

5 Benefits of Investing in Balanced Funds

The Indian stock market has seen impressive growth over the last few years. In fact, the National Stock Exchange had a market cap of around $2.27 trillion in 2018, making it the world’s eleventh largest stock exchange. This impressive growth has also led to an increase in the number of people investing in the market. In FY 2009, the number of new investors stood at just 17 lakhs. By FY 2019, this number grew to 28 lakhs, according to information provided by the NSE.

A great way of investing in stocks is through balanced funds, which are a type of hybrid funds. For those who are wondering what is a hybrid fund, these funds attempt to give investors the best of both worlds, by investing in debt as well as equity funds. What makes balanced funds different from other hybrid mutual funds is that the asset allocation does not vary with the changing economic times. Some of the benefits of investing in balanced funds are:

1. Diversification

One of the biggest benefits of balanced funds is that they are a mix of equity as well as debt funds. This results in them being less risky than equity funds. They also provide the chance for better returns than debt funds. In case the market is on the rise, you would be provided good returns because of the equity component of the fund. And, for the rainy days, the debt component can minimize your losses.

2. Tax Benefits

If your balanced fund has more than 65% of its investment in equities, you can enjoy tax-free income from them if the holding period is greater than one year. However, if more than 65% of your funds are invested in debt funds, then the returns would be taxed as per your tax slab.

3. Professional Management

Like all mutual funds, the management of balanced funds is done by an asset management company. All your funds are handled by trained fund managers. Apart from their knowledge and experience, they use tools of analysis and research to make well-informed decisions to help your money grow. You also do not need to think about rebalancing your portfolio, since this is also taken care of by the fund managers. So, with these funds you do not need to worry about the market, just leave it to the experts.

4. Security

Balanced funds, like all other mutual funds in our country, are regulated by Securities and Exchange Board of India (SEBI). Stringent rules and regulations have been put in place by SEBI for the protection of investors. You will receive monthly reports from your fund manager, according to SEBI’s guidelines. This helps you stay informed at all times.

5. Low Starting Price

You can invest in such funds through the SIP. This makes investing much easier. You can start with monthly payments of as low as ₹500.

All of the above benefits make balanced funds a great investment choice. Now that you know what is a hybrid fund, you should also know that all mutual funds are dependent on the market and carry a degree of risk.

3 benefits of life insurance policy many don’t know about

While we do know that life insurance policy offers financial protection, many life insurance plans come with tons of benefits that helps your loved ones and you have a financially stable future. You could learn about the basic features or benefits that life insurances offers on the internet or through peers. However, here are three benefits of life insurance policy that not many are aware of.

To cover children’s expenses:

If you are a parent, one of your concerns is your child’s future. With the ever-increasing cost of education and lifestyle, providing a financially sound environment to your children has become quite the challenge. By opting for a life insurance policy, you can easily create a substantial financial corpse that can act as a fund for your child’s good-quality college education and a good lifestyle. Thus, investing in a life insurance policy while your kids are still at home can prove to be an assurance of a financially stable future.

Build cash value:

Another reason why opting for a life insurance policy helps is that it offers you permanent coverage. This cover ends only if you cancel the policy for some reason. The plan also allows you to build up a good cash value over the years on the principal amount invested. This extra cash value is an extra cushion that you can cash out at any time of your insurance’s term or during medical emergencies.

Diversified investments:

Life insurance policy allows you to invest in various universal life policies. Some of these policies that life insurance will enable you to invest in are generally tied to a specific investment product. As a policyholder, you will receive dividend payments based on the product’s performance that you have invested in. However, you should do thorough research on the type of insurance that you will be investing in. This will help you comprehend the potential risks and the returns before you make the final purchase.

Although we have only mentioned the three most prominent reasons to opt for a life insurance policy, there are tons of other benefits available. This makes it crucial that you do a thorough research of the life insurance policy that is offered by various companies and pick the one that suits you the most.

5 Diploma Courses After Class 12th for Better Job Prospects

Choosing a career is probably one of the biggest decisions for most of us. And, a large number of students choose a particular path each year after completing their schooling. Many career options have opened up for the new generation, thanks to the rapid progress in technologies. Appreciation and job prospects for unconventional job roles like photography and designing have increased.

However, so many choices can often lead to confusion. A great option after class 12^th is to go for a diploma course. One could either pursue them solely or together with any other college program. Digital classrooms and online connectivity has made it possible to enrol in distance learning courses with ease.

Here are 5 diploma courses after 12th that would be a great addition to your resumes, and open doors to many further opportunities.

Diploma in Digital Marketing

The digital marketing industry in India is growing at 33.5% and will reach a value more than ₹255 billion by 2020, according to a report by CII-KPMG. There are plenty of job opportunities in this sector. Apart from that, it is one of the best paying fields, with the average salary being around 3 lakhs for freshers. Digital marketing is needed in all sectors today and covers Email marketing, content writing, lead generation, SEO, social media, and affiliate marketing. There are also plenty of freelancing opportunities available in this field. You can pursue any of the following career paths after completing a digital marketing diploma:

Social Media Manager
SEO Consultant
Digital Marketing Consultant
Online Brand Manager

2. Diploma in Banking

Getting a job in banks is a dream of many Indians. A diploma in banking and finance can help you secure a wide variety of banking jobs. Your career opportunities can include working in wealth management, personal banking, loan services, investment banking, and mortgage banking. Depending on your profile, you may have to deal with customers on a regular basis. In these courses you would have to study about the banking laws, foreign trade, credit, financial institutions, and global markets.

3. Diploma in Web Designing and Development

We are living in an age where everything is on the internet. A diploma course after 12th in web designing and development teaches you about the maintenance and development of websites. And every business big and small has a website today. This creates a huge demand for such professionals. By completing a diploma in web designing and development, you can pursue any of the following careers:

Graphic Designer
UEX Designer
Web Developer
Web Designer

4. Diploma in Financial Accounting

In case you are comfortable with computers and numbers, a diploma in financial accounting after 12th can be a great option for you. Those who have this diploma typically handle day to day financial activities in a company. For instance, your responsibilities could include maintaining the tax reports, aiding in yearly audits, managing accounts and bookkeeping and more Some of the topics that you would have to study in this course include accounting, taxation, auditing, management, and business law. These courses are suitable for commerce students after 12th.

5. Diploma in Business Management

Skilled business managers are always in high demand in a company. This is a multi-disciplinary field. Some of the topics you would have to study in this course are financial management, business management, and operations. You could also pursue a full-time PDGM (Post-Graduate Diploma in Management) or even an executive MBA (Masters in Business Administration) later on.

Diploma courses are a great option for students after class 12th. These are short term courses after 12th which can quickly prepare you for a well earning job in the industry of your choice.

5 things you can gift your friend at his bachelor party

Your bachelor’s party is the last time you are going to be with your friends before your marriage because after the D-day your wife becomes your first priority. Before marriage, it is the only time to tell your friends how amazing the moments had been with them and how you could be you with them. Your bachelors’ party is the time you get numerous first night tips from your friends. It is the only time to let all your dirtiness out with your friends. It is the last moment of your life to enjoy with your friends to the fullest.

No bachelor’s party has the right to be sober and boring. It has to the dirtiest night full of drinks and naughty gifts. Here is a list of naughty gifts to give your friend on his bachelor’s party to make him remember it forever:

If you are willing to make your friend feel shy and embarrassed gift him a kit involving condom, rings for ultimate self-pleasure, pleasure gels, and masturbation sheaths. Though your friend will not agree, he is going to enjoy the gift with or without his spouse. You can find ready-made kits online.
You can gift him naughty gift items like wall clock with different sex positions, or a book full of sex tips to make your friend a master of sex. You can find all these items easily on different platforms online.
If you are searching online for gifts for your friend, you will also come across a blow-up doll. It is one of the best sex toys for men. This small gift will be the creepy one and also the naughtiest one. Gifting this on your friends’ bachelor’s party will lit the occasion for not only the groom but for everyone.
You can also embarrass your friend with little fake boob beer toppers. You can challenge him to use it during the party itself to create some naughty moments. It is going to be fun to watch your friend using it. Along with this, you can also gift him shot glasses with boobs of different shapes.
You can shock your friend with a small real vagina simulator as well for his orgasm during horny nights with or without his wife apart from giving him some sober gifts like cufflinks, tie, shoes, clothes, or a watch.

It is good to give your friend some genuine gifts at his bachelor’s party but it is not at all acceptable if you haven’t shocked him with something really naughty. While you are gifting him a watch or cufflink do pair it with any sex toy for men or some small naughty gift like things mentioned above.

You can find all such types of gifts online at good prices. So, without wasting much of your time just order the best one for your friend to make his party and memories fun. Buy a gift he will always remember.

6 easy deep cleaning tips for a healthy family

Apart from keeping your surroundings clean, it is also necessary to keep your home clean. A clean home not only looks good but it also prevents your family from various diseases caused due to an unclean home. Your dirty home makes you sick and causes problems like cough, food poisoning, allergies, viral and many more caused due to bad bacteria. Though you can treat yourself with viral fever home remedies, for how long are you going to treat yourself with home remedies for different illnesses being caused by uncleanliness? You need to start keeping your home clean if you are neglecting it. You have to do it not only to protect yourself but your family as well.

We understand that the task of deep cleaning of home is not easy on a regular basis, but to make thing a bit easy for you here are some easy deep cleaning tips you need to consider for a healthy family:

Your toilet is a place from where most of the germs come into your home to make you sick. To make your washroom germs and bacteria free use vinegar to clean the toilet, sink, and shower. Pour a little bit of the vinegar on the toilet seat, bowl, rim, handle, and every corner of the toilet and leave it for 10-15 minutes. Put the vinegar on the sink, shower properly as well, leave for a while, then scrub it well with brush, and clean with water.

Coming to the kitchen, do the same thing. Pour some vinegar or disinfectant cleaner on the countertops, sink, cupboard fronts, taps, and faucets and leave it for 10 minutes. Meanwhile, clean your refrigerator by removing the leftover food from inside it and wiping the dirt or spots on and inside the fridge. Now scrub the countertops and other places where you poured vinegar and clean with water to make your kitchen germs free.

Clear your dustbins every day because keeping the trash for a long time can cause illness. Also, once in a week clean your dustbins to remove germs from it and keep your family safe. Keep the area under the sink and your gas stove clean as well because these areas too attract bacteria. And don’t forget to wash or replace the clothes you use for cleaning.

Keep your home dust-free by cleaning all the tables, chairs, and showpieces every day with a dry or wet cloth because collecting dust can cause allergy, which you do not want for your family.
Clean your floors every day with floor cleaning liquids into the water you are using to wipe the floors. And clean the cloth regularly you are using to wipe the floors.

Use the vacuum cleaners to clean the carpets, sofas, and curtain at regular intervals. And don’t forget to clear your vacuum cleaners from time to time.

Following these tips, your home will be as clean as you want to protect your family from illness caused due to an unclean home. All the tips are easy to do. So, try now!