Click At Info

Best trading apps in India: A 2025 comparison

India’s stock market, currently the 5th largest globally, offers immense opportunities to traders. You get a chance to earn profits, fulfil different goals, build financial security, and take part in the country’s growth story. However, to benefit from all these possibilities, you need a trading app that truly meets your needs.

It’s 2025 and traders demand more than just basic features. They also want high speed, powerful tools, and real support. Wondering which platforms genuinely deliver on these promises? Let’s break down your best options.

Top trading apps in India

MO Riise

Backed by the legacy of Motilal Oswal, a SEBI-registered public entity, MO Riise is used by more than 40 lakh traders. You benefit from live data feeds, unlimited order placement, TradingView integration, lightning-fast execution, and UPI-based payments. MO Riise also offers support through an information-rich FAQ section, 24/7 help, and StoCoMo, an in-app community for traders. The best part is that you can open a demat account online in just 15 minutes and begin trading confidently.

Upstox

Upstox offers a crisp user interface and useful analysis tools to support quick decisions.

Groww

With its beginner-friendly interface, transparent charges, and seamless bank integration, Groww is a good app for new traders.

5Paisa

5Paisa is affordable, especially for users who wish to have powerful charting features without a premium price tag.

Why these trading apps dominate in 2025 | A comparison

Open a demat account in minutes

All these apps allow you to open a demat account within minutes using your PAN, Aadhaar, and bank details. Video KYC makes it possible to complete the process from any location and begin trading in stocks without any delay.

Multiple order types

These best trading apps support a wide range of order types like:

Overnight orders
Intra-day orders
Limit orders
Slice orders
Market orders
Good Till Date (GTD) orders

Such a variety lets you build and execute more complex trading strategies with ease.

Lightning-fast order execution

In volatile periods, even a second’s lag could mean missing profits or incurring losses. By leveraging strong infrastructure and real-time connectivity to stock exchanges, these apps help you execute high-frequency and intraday trades instantly. You capture the exact price you target without delay.

Advanced charting and research

With these apps, you can use powerful analysis features, track live prices, and apply various technical indicators. This capability lets you understand the market more effectively, spot trends, identify entry and exit points, and respond to trading opportunities quickly.

Seamless fund transfers

With direct bank and UPI integration, fund transfers happen instantly, so payment issues never stand between you and your next trade.

Custom alerts and personalisation

All these trading apps allow you to set real-time alerts for price movements, news updates, and market events. Moreover, personalised watchlists keep your preferred assets at your fingertips. This way, you are always updated about key developments and ready to act with timely, relevant information.

Margin Trading Facility (MTF)

An MTF lets you borrow funds from your broker (through the app) to buy stocks beyond your available balance. This feature, offered by the best trading apps in India, helps traders amplify their buying power, seize larger opportunities, and maximise profits.

To sum up

The above-mentioned trading apps excel because they address the actual needs of Indian traders in 2025. They support fast order execution, quick demat account setup, smart notifications, custom watchlists, useful technical analysis tools, multiple order types, margin trading, and user-friendly designs. Moreover, educational resources and round-the-clock assistance help users clarify doubts, pick up new trading techniques, and stay confident in their trades at all hours.

Choose smartly and experience the difference in your trading journey.

Top mistakes to avoid while using a mutual fund app

Mutual fund apps have revolutionised the way people invest. With just a few taps, you can start, track, and manage your entire portfolio. However, this convenience can sometimes lead to overlooked details and avoidable errors. The way you use the app often matters more than the tools it offers. Many investors, even with good intentions, unknowingly make decisions that affect long-term outcomes.

Having said that, let’s understand where things usually go wrong so that you can use your mutual fund app more effectively and avoid costly missteps.

Ignoring curated collections

Most mutual fund apps offer expertly curated fund baskets to match specific goals like:

Retirement
Tax-saving
Child’s education
Wealth building

Skipping these collections means missing out on the groundwork already done for you by research experts. These collections are an ideal place to start, especially if you are unsure which schemes fit your needs.

Misreading fund returns

Practically, many investors just look at the total return numbers in a mutual fund app to make decisions and don’t check how they are calculated. Some returns are absolute, reflecting short-term growth, while others are annualised, showing performance over longer periods. A fund may appear to offer high returns, but that figure might only reflect a recent market rally.

Look for 1-year, 3-year, and 5-year annualised returns separately. This helps you analyse consistency and how the fund has performed through different market conditions.

Reacting emotionally to market fluctuations

With a mutual fund app, you can buy, sell, or switch funds instantly. This control is beneficial, but it can also prompt emotional decisions during market dips or rallies. You might think you are fixing a problem, but every switch may involve exit loads or taxes. It also breaks the compounding cycle.

Instead of reacting at the moment, use performance tracking and goal-planning features to stay aligned with your original investment plan.

Overdiversifying without purpose

Mutual fund apps give access to thousands of schemes, but this access could also lead investors to keep adding funds without a clear strategy. Holding too many funds, especially from the same category, creates overlap and complicates performance tracking. Instead of minimising risk, it can dilute returns and make your portfolio difficult to manage.

It’s wise to avoid the urge to add funds just because they are available. Try to give more priority to quality over quantity by selecting a few well-chosen funds that serve different financial goals.

Not reviewing the portfolio regularly

Without regular reviews, you might continue holding underperforming schemes or miss opportunities better suited to your present goals.

MF apps offer useful tools to analyse holdings, view category-wise allocation, track performance across timeframes, and assess risk levels. With these tools and periodic reviews, you can stay informed, make timely adjustments, and stay aligned with your investment purpose.

To sum up

A mutual fund app offers powerful tools to plan, invest, and track. However, the outcome depends on how wisely you use it. Make sure to avoid common mistakes like chasing short-term returns, ignoring curated options, overdiversifying, misreading returns, or neglecting periodic reviews. These minor yet costly missteps could lead you to invest in the wrong funds, miss profitable opportunities, or build a poorly structured portfolio.

You can choose MO Riise by Motilal Oswal to make your mutual fund journey informed and hassle-free. Backed by the legacy of a SEBI-registered public entity, over 40 lakh users already trust the app. You get access to multiple asset classes, expert-backed research, UPI-based payment options, and useful portfolio management tools. Curated fund collections, educational resources, and 24/7 help make it even more investor friendly.

Download MO Riise today and begin investing in mutual funds!

Social Media Screening Done Right – Protect Your Business Today

Let’s talk about social media screening the way we’d explain it over coffee. It’s not about spying or playing detective – it’s about making smart, fair decisions in a world where online identities matter just as much as offline ones. At GetPhyllo, we’ve helped hundreds of businesses navigate this sensitive process with both cutting-edge tech and good old-fashioned human understanding.

Why This Matters to You Right Now

Remember that sinking feeling when:

You hired the “perfect” candidate only to find troubling posts later?
A loan applicant’s story didn’t quite match their digital footprint?
An influencer partnership backfired because of fake followers?

Social media background checks prevent these moments. But here’s what makes our approach different: we focus on verification, not invasion. Our clients sleep better knowing they’ve:
✔ Protected their teams and customers
✔ Saved thousands in preventable losses
✔ Maintained complete compliance

“We went from nervous about screening to confident in our decisions – GetPhyllo made it feel ethical and easy.”
—HR Director, Tech Startup

How It Works (Without the Creep Factor)

1. The Right Way to Access Information

We only look at:

Publicly available professional data
Information from fully consented private accounts
Platforms relevant to the check (LinkedIn for jobs, Instagram for influencers)

2. AI That Understands Context

Our system looks for real human patterns:
Natural posting rhythms (real people don’t post 24/7)
Genuine connections (not purchased followers)
Consistent professional narratives

3. Reports That Actually Help

You’ll get clear, actionable insights like:

“This candidate’s education dates match their resume”
“This influencer has 83% authentic engagement”
“This applicant’s employment gap aligns with their volunteer posts”

Real Stories From Our Clients

The Hiring Close Call

A healthcare client nearly hired a nurse whose social media revealed undisclosed suspensions at previous jobs. Our social profile verification caught what the resume didn’t show.

The Loan That Shouldn’t Have Been

A community bank avoided a $50,000 loss when our check found the “small business owner” was actually promoting get-rich-quick schemes on alternate profiles.

Your Concerns Addressed

“Isn’t this invasive?”

We’re strict about:

Clear consent processes
Explaining exactly what we’re checking
Never judging personal lives – only verifying professional claims

“What if someone isn’t on social media?”

That’s okay! We provide:

Alternative verification methods
Context about digital presence (or lack thereof)
Never penalizing for not having accounts

“How is this better than my own searches?”

Our cross-platform identity checks find connections you’d miss and present them fairly – saving you hours and ethical dilemmas.

Let’s Do This the Right Way

In a world where first impressions happen online, social media screening helps you:
Protect what you’ve built
Build relationships on transparency
Make decisions with confidence, not guesswork

[See How It Works] – No pressure, just real examples
[Talk to Our Team] – Get your specific questions answered

The long-term financial advantages of becoming a trader

Many look at trading as a short-term activity, focused only on quick decisions, daily profits, and fast results. But what happens when someone chooses to trade consistently, year after year? How does that choice affect their financial life in the long run? These are a few important questions for anyone serious about trading.

Look closely at the long-term financial impact of becoming a trader and what that path can offer beyond immediate results or short-term performance.

You acquire a skill that pays for life

Trading helps develop a specialised skillset rooted in analysis, discipline, and risk management. With experience, you start to identify patterns, understand market behaviour, and make well-thought-out financial decisions even under pressure. These skills improve with time and contribute to your long-term financial growth. The more you trade, the better your approach becomes.

This continuous learning turns trading into a lifelong asset, one that can support wealth-building across different phases of your financial life.

Income potential grows without limits

As a trader, your earning power isn’t fixed. The market doesn’t care about your age, background, or degree. It only responds to the decisions you make.

Your financial growth directly reflects your personal development. As you build consistency and modify your trading methods, your capital starts working more efficiently. With time, you become more capable of scaling your trades, filtering out noise, and focusing on the most profitable moves.

You keep your freedom while building wealth

One of the biggest benefits of trading is that it gives you autonomy. You are not bound to a firm, city, or industry. You decide when to engage with the markets and where to operate from. This freedom offered by a reliable trading app lets you manage your time, personal priorities, and financial focus without rigid constraints.

Over the years, this control becomes a long-term advantage as you get the space to grow personally while staying fully committed to your trading journey.

You learn to protect and multiply capital

One of the most powerful lessons trading teaches is capital preservation. You quickly realise that it is not about winning every single trade but more about managing risk. As your strategies evolve, you begin to scale trades more decisively and grow your capital methodically.

Such an ability to balance caution with calculated action becomes a long-term financial strength that supports consistent growth year after year.

To sum up

Becoming a trader isn’t easy. It takes determination, patience, and the ability to learn from failure. Those who stay the course don’t just chase profits but also build a life of financial control, flexibility, and long-term growth. Trading teaches you how to think independently, manage risk like a professional, and develop an earning that is tied to skills.

To make your trading journey faster, more informed, and highly convenient, you can trust MO Riise. It is backed by the legacy of Motilal Oswal, a SEBI-registered public entity, and trusted by 40+ lakh traders. You get powerful analysis tools, high-quality research on stocks, unlimited order placement, and a margin trading facility. You also benefit from UPI-based payments, daily stock recommendations, access to StoCoMo (an in-app community), and 24/7 help.

Open a demat account on MO Riise and start your trading journey today!

Top AI Influencers Shaping the Future: Trends & Insights

The world of artificial intelligence is evolving at breakneck speed, and keeping up requires guidance from the brightest minds in the field. Artificial intelligence influencers and top AI influencers are not just thought leaders—they’re the driving force behind innovation, policy, and public discourse. Whether you’re a tech enthusiast, business leader, or aspiring AI professional, following these experts ensures you stay ahead of the curve.

In this deep dive, we explore the most influential voices in AI today, the trends they’re shaping, and what the future holds. By the end, you’ll know exactly which AI thought leaders to follow—and how their insights can transform your understanding of this revolutionary technology.

Why AI Influencers Matter in 2024 & Beyond

AI isn’t just changing industries—it’s redefining them. From healthcare to finance, artificial intelligence influencers provide critical insights that help businesses and individuals navigate this transformation. Their expertise spans cutting-edge research, ethical considerations, and real-world applications, making them indispensable in an era where AI dominates headlines.

These top AI influencers do more than predict trends—they create them. By analyzing their perspectives, you gain access to:

Emerging innovations before they go mainstream.
Best practices for implementing AI responsibly.
Actionable strategies to leverage AI in your career or business.

Ignoring their voices means falling behind. Engaging with them ensures you stay at the forefront of the AI revolution.

Top AI Influencers to Follow Right Now

1. Industry Pioneers

These are the trailblazers who laid the foundation for modern AI.

Andrew Ng (Co-founder of Coursera, Google Brain) – A leading voice in AI education and deep learning.
Fei-Fei Li (Stanford Professor, Co-Director of Stanford’s Human-Centered AI Institute) – Championing ethical AI and computer vision advancements.

2. Tech Visionaries

Entrepreneurs pushing AI’s boundaries in business and society.

Sam Altman (CEO of OpenAI) – Shaping the future of generative AI with ChatGPT and beyond.
Elon Musk (CEO of Tesla, xAI) – Advocating for AI safety while advancing autonomous systems.

3. Ethical AI Advocates

Experts ensuring AI develops responsibly.

Timnit Gebru (Founder of DAIR Institute) – A powerful voice against bias in AI systems.
Joy Buolamwini (Founder of Algorithmic Justice League) – Exposing racial and gender biases in facial recognition.

4. Rising AI Thought Leaders

The next generation of innovators making waves.

Yann LeCun (Chief AI Scientist at Meta) – Pioneering self-supervised learning.
Lex Fridman (MIT Researcher, Podcast Host) – Bridging AI research and public understanding.

Key Trends & Insights from AI Influencers

1. Generative AI & Large Language Models (LLMs)

Top AI influencers predict that tools like ChatGPT and Claude will evolve beyond chatbots into full-fledged productivity assistants. Expect deeper integration into business workflows, education, and creative industries.

2. AI Ethics & Regulation

With great power comes great responsibility. Artificial intelligence influencers emphasize the need for transparent algorithms, bias mitigation, and global AI governance frameworks.

3. AI in Business Automation

From customer service bots to predictive analytics, enterprises are adopting AI at unprecedented rates. Following AI thought leaders helps businesses implement these tools effectively.

4. The Future of AI Jobs

Will AI replace jobs—or create new ones? The consensus among top AI influencers is that adaptability is key. Upskilling in AI literacy will be non-negotiable.

How to Engage with AI Influencers for Maximum Value

Follow them on LinkedIn, X (Twitter), and AI research hubs.
Attend AI conferences (e.g., NeurIPS, AI Summit).
Join discussions—comment on their posts, share insights, and ask questions.

The more you engage, the more you’ll learn—and the better positioned you’ll be for the AI-driven future.

Future Projections: Where AI is Headed Next

Artificial intelligence influencers foresee breakthroughs in:

Healthcare (AI-powered diagnostics, drug discovery).
Climate Tech (Optimizing energy use with machine learning).
Robotics (More autonomous, human-like machines).

The next decade will be defined by how we harness AI’s potential—responsibly and innovatively.

Conclusion

Staying informed means following the right voices. Top AI influencers provide the knowledge, foresight, and ethical frameworks needed to thrive in an AI-centric world.

Who’s your favorite AI thought leader? Share your picks in the comments—and let’s keep the conversation going!

Key benefits of using the Riise app by Motilal Oswal

Looking for a trading and investing platform that combines years of industry legacy with cutting-edge tools? If yes, then the MO Riise app by Motilal Oswal deserves your attention. Backed by a SEBI-registered public entity, the app is trusted by 40+ lakh investors and traders. It brings together technical tools for active traders, curated mutual fund options for long-term investors, and learning resources for those still building their understanding.

Let’s go through what benefits set MO Riise apart and why it is the right fit for your financial journey.

For traders

This trading app offers powerful features for traders who take markets seriously:

Advanced TradingView charts: Spot trends, analyse retracements, and plan entry or exit points with high-quality visual data.
Order flexibility: Place intraday, limit, market, and overnight orders with no restrictions on trade volume or number of orders.
Lightning-fast execution: Orders get placed quickly so you don’t lose out due to delays, even during high volatility.
Margin Trading Facility (MTF): With 4x leverage, you can trade more than your available capital and get higher exposure to market opportunities.
Expert recommendations: Remain updated and create better strategies with daily recommendations backed by research experts.
Stock research: Get high-quality research on 260+ stocks across 21+ sectors by experts and make smart decisions.

For mutual fund investors

The MO Riise app simplifies mutual fund investing for those who value control, flexibility, and informed choices. Look at how:

Multiple assets: Select from equity, debt, hybrid, and tax-saving schemes from top fund houses.
Low capital entry: Start Systematic Investment Plans (SIPs) with as little as ₹500 and build your wealth in a disciplined manner over time.
New Fund Offers (NFOs): Never miss new fund launches with timely listings and performance previews.
Invest in index funds: Get market-wide exposure through passive, low-cost options.
Curated fund collections: Check out Motilal Oswal’s handpicked recommendations, high-return funds, top-rated performers, and wealth builder plans, all organised to match your specific goals like retirement, education, or wealth creation.

For IPO enthusiasts

If you like investing in companies at the IPO stage, here is what MO Riise offers:

Make a direct IPO application: Apply instantly within the app via your UPI ID. No separate logins or forms.
Remain informed: Get a full list of live, upcoming, and recently closed IPOs.
Pre-apply for IPOs: Secure your application in advance before the issue opens.
Track every detail: Check out issue size, price band, open/close dates, and allotment status in one place.

For knowledge seekers: StoCoMo

The MO Riise stock app also helps you understand the financial market through StoCoMo, India’s first network that connects more than 1.5 lakh investors and traders across the country. Engage with fellow market participants and Motilal Oswal experts through live interactive discussions and weekly learning sessions. In this space, you can:

Understand the benefits of trading and long-term investing
Raise market-related queries
Share stock market ideas and strategies
Learn from others’ experiences
Participate in daily expert sessions
Discuss current opportunities

The best part is that both existing customers and new users can join the platform for free.

For those seeking global diversification

Top US-listed companies like Alphabet (Google), Amazon, Netflix, and Tesla usually trade at higher prices, which makes full ownership unaffordable for many. With the MO Riise app’s fractional ownership feature, you can own a portion of US stocks for as little as $1. You can diversify globally, gain exposure to dollar-denominated assets, and invest in high-growth sectors without needing large capital.

To sum up

MO Riise is more than just a mutual fund or stock app, it’s an all-in-one platform built for informed decision-making, fast execution, and continuous learning. The app brings everything under one roof—advanced trading tools, expert-curated collections, early IPO access, international diversification, and a strong in-app community. Every feature is built with one simple goal in mind, i.e., to help you take informed action at the right time.

Start your trading and investing journey with MO Riise today!

Future-Proofing Hiring: AI-Driven Social Media Screening Strategies

In today’s rapidly shifting employment landscape, employers are turning to smarter, faster, and more compliant ways of vetting talent. Among these tools, social media screening for employment is emerging as a pivotal strategy in the recruitment process — and AI-powered screening is leading this transformation.

At the crossroads of technology, human resources, and ethics, AI is not only enhancing how hiring managers gather candidate insights but is also redefining how digital footprints are interpreted for long-term hiring success.

The Evolution of Social Media Screening in Recruitment

Traditionally, social media background checks were manual and inconsistent — often biased and fraught with privacy risks. Today, thanks to AI-driven tools, companies can harness real-time data and deep analytics to ensure ethical, accurate, and scalable assessments of a candidate’s online behavior. This marks a significant shift from instinct-based hiring to evidence-based decisions.

Social media screening for employment now serves multiple purposes:

Verifying professional authenticity
Identifying behavioral red flags
Assessing alignment with company values
Ensuring workplace safety and brand reputation

AI’s Role in Revolutionizing Candidate Screening

AI enables employers to extract and analyze publicly available online content using natural language processing, sentiment analysis, and image recognition. This not only reduces manual oversight but also minimizes unconscious bias by applying consistent evaluation criteria.

For example, AI can detect hate speech, discriminatory content, or illegal behavior, ensuring that hiring decisions are not only informed but compliant with EEOC and GDPR standards. This also helps organizations avoid legal pitfalls, reputational risks, and internal disruptions.

By integrating AI into their hiring tech stack, forward-thinking organizations are making social media checks part of their standard background verification process.

Best Practices for Future-Proof Social Media Screening

To stay ahead, employers should adopt a proactive, transparent, and fair screening policy:

Define clear screening criteria: Ensure your AI solution aligns with your company’s values and legal frameworks.
Communicate policies openly: Let candidates know that social media screening is part of your hiring process.
Document decisions: Keep audit trails of flagged content and decision logic.
Stay compliant: Regularly update your process in line with local data protection and employment laws.
Train your HR teams: Ensure recruiters understand how to interpret AI-generated insights responsibly.

By adopting these steps, you position your company as a modern, ethical employer — a competitive edge in the war for talent.

Real-World Impact: Case Studies

Leading enterprises and scaling startups alike are already leveraging AI-powered screening platforms to enhance their candidate vetting processes. A global retail chain recently integrated AI social checks to vet over 5,000 seasonal hires, reducing screening time by 65% and uncovering 30% more relevant red flags compared to manual reviews.

Another tech startup used automated social media checks to ensure alignment with its DEI (Diversity, Equity, and Inclusion) values, helping it build a stronger, more cohesive team culture.

These success stories highlight the strategic value of AI-driven social media background checks when implemented ethically and transparently.

Looking Ahead: What’s Next for Hiring?

The future of social media screening for employment lies in predictive analytics, real-time monitoring, and customizable AI models that reflect each company’s mission and culture. As AI evolves, we’ll see deeper integration across the talent lifecycle — from hiring to onboarding and beyond.

Organizations that embrace this trend now will lead tomorrow’s hiring standards, gaining trust among job seekers and staying ahead of regulatory and cultural shifts.

Conclusion: Invest in Smarter Hiring Today

With the job market becoming increasingly competitive and public scrutiny growing louder, it’s no longer a luxury to adopt AI-based social media screening — it’s a necessity.

By embedding AI-driven strategies into your employment screening process, you’re not only safeguarding your brand and workforce but also demonstrating a commitment to innovation, fairness, and foresight.

Don’t just keep up — lead the future of hiring.

Ready to upgrade your hiring process with AI-powered insights?
Start by auditing your current social media screening for employment tools and discover how next-gen platforms can future-proof your recruitment today.

IPO process: What are the steps involved in an initial public offering?

In 2024, India’s primary market set a new record. A total of 317 Initial Public Offerings (IPOs) raised ₹1.8 trillion, which marked an increase of 2.6 times from the previous year. Clearly, more companies are tapping into public markets, and more investors are lining up to grab early opportunities.

Taking a company public involves more than just offering shares. In India, the IPO process follows a well-defined and tightly regulated structure. Companies planning to launch IPOs must go through multiple stages, from appointing advisors to finalising share allotment. Each step plays a crucial role in shaping investor confidence and the success of the listing.

Take a detailed look at all the steps involved in the IPO process.

Appointment of investment bankers/underwriters

The IPO process starts with choosing the right investment banker, often referred to as an underwriter. These financial experts help the company at several stages of the IPO process.

They analyse the company’s financial position, future growth, and business model before deciding how the IPO should be structured. These professionals also estimate how much money can be raised and guide the company on the number of shares to issue.

Drafting the prospectus

Next, the company prepares a Draft Red Herring Prospectus (DRHP), a preliminary document which offers critical details about the company’s:

Business model
Financials
Legal matters
Future plans
Risk factors

This prospectus is then filed with the Securities and Exchange Board of India (SEBI).

SEBI review and cooling-off period

SEBI carefully checks the DRHP to see whether all material information has been disclosed transparently. If any errors, omissions, inconsistencies, or discrepancies are spotted, SEBI can seek clarifications or revisions. Once SEBI approves the application, the company can proceed.

Application to the stock exchange

The company then applies to the stock exchange, where it plans to list the initial issue. Some options include the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE). The exchange thoroughly reviews the company’s compliance with eligibility norms.

Listing ensures that investors will be able to buy and sell the company’s shares through an IPO app or other formal trading platforms.

Roadshows and advertisements

Through roadshows, whether physical, virtual, or both, the company’s leadership meets institutional investors, fund managers, and analysts. These meetings across cities (and sometimes globally) can include live Q&A sessions, one-on-one discussions, and group presentations. The purpose of roadshows and advertisements is simple, i.e., to generate interest and build credibility.

This stage is crucial for understanding how interested investors are, which directly affects demand estimation and pricing decisions.

Pricing the IPO

Look at the two main methods companies use to price an IPO:

Fixed price: The price per share is announced beforehand.
Book building: A price band is declared (say, ₹150–₹180). An investor has to bid within this range, and the final price (cut-off price) depends on the demand for the shares, the bids received, and the capital the company aims to raise.

Allotment and listing

The IPO opens to the public on its launch date and remains available for a set period, generally five working days. You can easily invest in ongoing or upcoming IPOs through trading apps and online portals offered by several brokers.

Once the bidding period is over, the money blocked in your account will be debited if you receive shares. If not, the blocked amount gets released or refunded. Once the allotment is done, the company is listed on the stock exchange, and its shares start trading publicly.

To conclude

The initial public offering process in India is detailed because each stage is designed to protect investors, build trust, and maintain transparency. As an investor, you must conduct thorough research before investing in any IPO. The MO RiiSE app makes this step easier.

The app is backed by the legacy of Motilal Oswal, a SEBI-registered public entity trusted by over 40 lakh users. It offers expert research, financial reports, and growth projections for both ongoing and upcoming IPOs. This helps you compare options, track performance, and invest with confidence.

Don’t delay anymore! Begin your IPO journey today with the MO RiiSE app!

How to Make Smart IPO Investment Decisions

The Indian IPO market experienced an extraordinary 2024, with over 300 offerings raising a record ₹1.8 lakh crores across SME and mainboard categories. While IPOs can be profitable investments, they also carry risks. Not all offerings deliver positive returns, with some resulting in disappointing outcomes or losses due to overvaluation, weak financials, or industry instability.

To distinguish promising IPOs from risky ones, consider these key factors:

Examine the Company’s Financial Health

The Red Herring Prospectus (RHP) provides essential information about companies planning public offerings, including:

Business model and competitive position
Revenue trends and debt levels
Risk factors and challenges
Management team credentials
Ownership structure before and after the IPO
Key valuation metrics (P/E ratio, ROE, debt-equity ratio, etc.)

Avoid companies with ongoing losses or excessive debt unless they present convincing turnaround strategies.

Assess the IPO’s Purpose

Companies raise capital for various reasons:

Business expansion
Debt reduction
Research funding
Working capital needs
Promoter stake divestment

Be cautious of IPOs primarily aimed at debt repayment or situations where promoters are selling significant stakes, as these may signal limited confidence in the company’s future. Growth-oriented IPOs generally offer better prospects than exit-driven ones.

Evaluate Industry Position and Competitive Advantage

Consider the company’s industry outlook, including demand trends, growth potential, and regulatory risks. A strong competitive position—through market leadership, innovation, or brand loyalty—supports sustained post-listing growth.

Conclusion

While IPOs offer opportunities to acquire shares in promising companies at reasonable prices, thorough analysis trumps hype. Companies with solid financials, growth potential, strong governance, capable management, and fair valuations generally present better investment opportunities.

For data-driven IPO decisions, consider tools like the MO Riise app, which offers comprehensive IPO information, research, and application capabilities, including pre-IPO applications to improve allocation chances.

Timbl OTT Plus: Your One-Stop Shop for Entertainment

In today’s fast-paced world, entertainment has become an essential part of our lives. With the rise of OTT streaming offers, viewers have access to a plethora of content at their fingertips. Among the leading providers of OTT streaming offers is Timbl, with its flagship service, Timbl OTT Plus.

What is Timbl OTT Plus?

Timbl OTT Plus is a comprehensive entertainment platform that brings together a vast library of movies, TV shows, and live channels. It is a one-stop shop for all your entertainment needs, offering a diverse range of content to cater to different tastes and preferences.

Key Features of Timbl OTT Plus

Extensive Content Library: Timbl OTT Plus boasts a massive library of movies and TV shows, spanning various genres, languages, and regions. From Hollywood blockbusters to regional classics, you’ll find something to suit your taste.
Live TV Channels: In addition to on-demand content, Timbl OTT Plus offers a wide range of live TV channels, including news, sports, entertainment, and more. You can stay up-to-date with the latest happenings or catch your favorite live events without missing a beat.
User-Friendly Interface: The Timbl OTT Plus platform is designed with user convenience in mind. Its intuitive interface makes it easy to navigate and find the content you want. You can browse by genre, language, or even actor to discover new titles and explore hidden gems.
Multiple Devices Compatibility: Timbl OTT Plus is accessible across a wide range of devices, including smartphones, tablets, laptops, and smart TVs. This means you can enjoy your favorite shows and movies anytime, anywhere.
Affordable Subscription Plans: Timbl offers flexible subscription plans to suit different budgets. You can choose from a variety of plans based on your viewing habits and preferences.

Why Choose Timbl OTT Plus?

There are several reasons why Timbl OTT Plus stands out from the competition:

Comprehensive Content Library: Timbl OTT Plus offers a vast and diverse library of content, ensuring there’s something for everyone.
High-Quality Streaming: Timbl delivers high-quality video and audio streams, ensuring a seamless and enjoyable viewing experience.
Regular Updates: Timbl regularly updates its library with new releases and exclusive content, keeping you entertained with fresh offerings.
Affordable Pricing: Timbl offers competitive pricing, making it an affordable option for entertainment lovers.
Excellent Customer Support: Timbl provides excellent customer support, ensuring a hassle-free experience for its subscribers.

Exploring Timbl OTT Plus

If you’re looking for a comprehensive and affordable OTT streaming offer, Timbl OTT Plus is an excellent choice. With its vast library of movies, TV shows, and live channels, Timbl OTT Plus offers something for everyone. Whether you’re a movie buff, a sports enthusiast, or simply looking for some light entertainment, Timbl OTT Plus has you covered.

Conclusion

In the ever-evolving world of entertainment, OTT streaming offers have revolutionized the way we consume content. Timbl OTT Plus, with its extensive library, user-friendly interface, and affordable pricing, is a leading provider of OTT streaming offers. By choosing Timbl OTT Plus, you can enjoy a world of entertainment at your fingertips.

Additional Tips

Before subscribing to Timbl OTT Plus, explore the free trial to get a taste of the platform and its offerings.
Take advantage of Timbl’s various subscription plans to find the one that best suits your needs and budget.
Utilize the search and filter options to quickly find the content you’re looking for.
Explore the recommendations section to discover new titles and expand your entertainment horizons.
Connect with Timbl’s customer support for any queries or assistance.

By following these tips, you can make the most of your Timbl OTT Plus subscription and enjoy a seamless and enjoyable entertainment experience.

Remember: The world of entertainment is constantly evolving, and Timbl OTT Plus is at the forefront of this revolution. With its commitment to providing high-quality content and an exceptional user experience, Timbl OTT Plus is poised to remain a leader in the OTT streaming offers landscape.