In a world where financial emergencies frequently occur, quick personal loans have become a popular choice for many. But with so many alternatives at your disposal, picking the best one might be difficult. We explain the nuances of choosing the best instant personal loan that meets your unique needs in this post. 1. Assess YourContinue reading “How to Choose the Right Instant Personal Loan for Your Needs”
Category Archives: Banking
What is the difference between Unsecured loans and personal loans?
Unsecured loans are a type of credit for which no collateral or mortgages are required to be submitted with the lending authority. Although there are still interests and fees levied on the loans, they are often higher than other forms of loans since the lender does not have any security if the borrower defaults inContinue reading “What is the difference between Unsecured loans and personal loans?”
5 things you must know about Savings Account Interest Rates
A savings account is one of the oldest and most popular types of bank accounts. It is useful for receiving deposits and making purchases. With the growing popularity of net banking for making purchases, the savings account has become even more important. Here are a few things to know about savings account interest rates. 1. RBIContinue reading “5 things you must know about Savings Account Interest Rates”
Starting your first job in this pandemic? Here are some tips for sailing through
Due to the ongoing COVID-19 pandemic, 27 million young Indians lost their jobs in April 2020 alone, according to data by the Centre for Monitoring Indian Economy. But, if you have managed to kickstart your professional career, there are some ways to make the most of it. The first job is always exciting; given theContinue reading “Starting your first job in this pandemic? Here are some tips for sailing through”
5 Things to Consider Before Opening a Savings Account for Your Child
It is never too early to develop good habits in your child. In fact, you might be surprised to know that by the time a child is 9 years old, habits and routines are solidified in them. This was revealed in a study conducted by Brown University. When it comes to habits, one of theContinue reading “5 Things to Consider Before Opening a Savings Account for Your Child”
How to Make Sure Your Personal Loan Application is Not Rejected
In 2019, personal loans grew at 28% in the third quarter, compared to 33.5% in the same period the previous year. In fact, year-on-year, the volume of originations in the loan category increased 134%, according to a credit trends report by CIBIL. Indians are increasingly turning to loans to fulfil their funding needs. A personalContinue reading “How to Make Sure Your Personal Loan Application is Not Rejected”
What Documents Do You Need for a Home Loan?
The number of homeowners in India has been growing steadily over the past few years. A major reason for this is the availability of convenient home loans. There is plenty of flexibility provided with these loans, whether it is regarding tenure, repayment options or the type of loan. Home loans also provide attractive interest rates.Continue reading “What Documents Do You Need for a Home Loan?”
Here’s a detailed outline of Cash Management Process Flow
Cash management predominantly is a process of collecting and managing cash flows. It is crucial for companies to follow this process to maintain overall financial health. When it comes to business, companies must maintain their financial stability. While it is true that cash management is essential, not many know what exactly happens in this managementContinue reading “Here’s a detailed outline of Cash Management Process Flow”
5 Habits for Ensuring a Financially Secure Future
It is never too early to plan for your future. But, the net savings available for investment in India have been declining over time, from 7.5% of the GDP in 2011-12 to 6.5% in 2017-18, according to information provided by Reserve Bank of India. With economic uncertainties rising, it is time to do something aboutContinue reading “5 Habits for Ensuring a Financially Secure Future”
Make Life More Comfortable for Senior Citizens – Here’s How
Indias is known globally for its closely-knit families and a value system that offers a lot of respect to the elderly. Despite these facts, as high as 50% of senior citizens suffer from loneliness, according to a survey conducted by Agewell Foundation. In the more urbanized areas, like metropolitan cities, the situation is far worse,Continue reading “Make Life More Comfortable for Senior Citizens – Here’s How”